Types of Fire Insurance
Be it residential or commercial property, we are able to recommend a suitable fire insurance to protect your biggest asset. We have arranged cover for hundreds of houses, shoplets, factories and even aircraft hangar!
Basic Fire Insurance
This is the most basic fire insurance that covers propoerty/contents damages due to Fire, Lightning and domestic explosion
A Houseowner / Householder insurance is a more complete fire insurance that cover more perils than the basic fire insurance.
Strata Title Insurance
This is a master fire insurance that covers buildings / property with strata titles such as apartment / condominium etc
From Fire & Rescue Department
Causes of Fires
Modern houses are very much different from earlier days where it is built out of woods. Today’s houses are constructed with bricks, cements and glass etc. But the risk of fire is always there. Below is the majot causes of fires
More and more electrical applicances is added to your home till its overloaded.
Carelessness in proper disposal of cigarette butts is sure a fire risk
An unattended cooking session would turn out to be an forgivable incident.
Incendiary Fire / Arson
Lighting up when you know you should not, whether intentional or not!
Fire is a Low frequency – High severity risks. An occurance would leave many people devastated where family and or business can be totally destroyed.
Deaths due to fire is 153 in 2015
Injured due to Fire
467 people are injured due to fire in 2015
Loss in RM
RM4.3 billion was loss due to fire in year 2015
The Fire Department recieve over 82,600 calls in 2015
Fires can happen anytime, anywhere
unlike motor accidents, many people think that fire risk is very remote and would not happen to them. Below are fire scene from newspapers, hopefully would help you to think otherwise. These are fire accidents widely publicised, we do not include residential fires here out of respect.
One in two Malaysians do not have home insurance
One in two Malaysians do not have insurance or takaful coverage for their homes and 74 per cent of homeowners have no coverage against damage caused by floods, said Zurich[…]Read more
Thick smoke billows from Pavilion KL after kitchen fire
KUALA LUMPUR, March 30 – A kitchen fire which took place at the Dragon-i Peking Duck Restaurant in Pavilion Kuala Lumpur was successfully brought under control earlier today. The confirmation[…]Read more
Fire destroys part of new MCKK building
A section of a new building block, which is part of the Malay College Kuala Kangsar (MCKK), here, caught fire early this morning. The 3.40am fire engulfed three rooms of[…]Read more